After graduating from Humboldt State University with a Bachelor of Arts in Business and Finance, I built houses for eight years and attained my general contractor’s license. In 1991, I transitioned to the mortgage industry to help people achieve their dreams of homeownership and use real estate to build a comfortable retirement portfolio. My education in finance and investment and hands-on knowledge of home building has allowed me to provide a valued service to my clients and partners over the last 30 years.

When you work with me, I’ll listen carefully to your goals to gain a complete understanding of your specific circumstances. If you’re a first-time homebuyer, I will walk you through each step of the loan process and resolve any questions you may have. If this is not your first mortgage, we will discuss new products and how staple programs like conventional, jumbo, FHA, VA, renovation, construction, investment, and refinance have evolved to meet your needs.

I look forward to making your home loan experience pleasant and memorable by delivering the level of communication and service you deserve from your lender.